How are EPE earnings evaluated?

Evaluating EPE (Extended Period of Eligibility) earnings is primarily based on monthly earnings that exceed the Substantial Gainful Activity (SGA) level. The EPE is a provision that allows individuals receiving Social Security Disability Insurance (SSDI) to test their ability to work without immediately losing their benefits. During the EPE, earnings are assessed on a monthly basis, and if the individual's income exceeds the SGA threshold in any given month, they may lose their SSDI benefits for that month.

This evaluation method focuses specifically on income generated within that particular month rather than considering annual totals, quarterly assessments, or yearly performance reviews, which do not reflect the immediate earnings that could impact disability benefits. Therefore, monitoring monthly earnings against the SGA criteria is essential for managing benefits effectively while encouraging work.