How long is the waiting period for Widow's/Widower's Benefits (DWB)?

The waiting period for Widow's/Widower's Benefits (DWB) is indeed five months. This means that after the death of a spouse who was insured for Social Security, the survivor may start receiving benefits six months after the month of the spouse’s death, as benefits are not payable for the first five months following the death. This waiting period helps to establish eligibility for the benefits and ensures that the deceased spouse had sufficient work credits for the survivor to qualify.

Understanding this time frame is essential for planning and advising clients who may rely on these benefits for their financial stability after the loss of a spouse. It also differentiates DWB from other types of Social Security benefits that may not have a waiting period or have different time frames for eligibility.