What signifies that a beneficiary is over Substantial Gainful Activity (SGA)?

A beneficiary is considered to be over Substantial Gainful Activity (SGA) when their income exceeds the established SGA threshold. The SGA threshold is a specific dollar amount set annually by the Social Security Administration (SSA) and is used to determine whether an individual is able to engage in substantial gainful activity and therefore may be ineligible for disability benefits. If a beneficiary's earnings surpass this limit, it indicates that they may no longer qualify for Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) benefits, as they are deemed able to sustain meaningful employment.

The other options do not directly indicate whether a beneficiary has exceeded the SGA threshold. For instance, being enrolled in a training program does not inherently link to income levels and could be part of capacity building without affecting benefits. A pending Continuing Disability Review (CDR) is a procedural matter that assesses ongoing eligibility and does not in itself reflect earnings. Likewise, receiving additional state benefits does not provide information about the beneficiary's earned income relative to the SGA threshold. Each of these scenarios may relate to a beneficiary's overall situation but does not directly address the concept of SGA as income-driven.