Which of the following is NOT considered an SSI work incentive?

The Individual Development Account (IDA) is not classified as an SSI work incentive. IDAs are savings accounts designed to help low-income individuals and families save for specific goals, such as purchasing a home, funding education, or starting a business. While they can assist in promoting financial stability, they do not directly impact the way Supplemental Security Income (SSI) manages work incentives and earnings.

In contrast, the other options—Earned Income Exclusion (EIE), Student Earned Income Exclusion (SEIE), and Impairment-Related Work Expense (IRWE)—are established SSI work incentives that specifically aid individuals receiving SSI benefits in offsetting the impact of earned income on their benefit amounts. The Earned Income Exclusion allows a portion of earned income to be excluded from the SSI eligibility calculation, encouraging individuals to work without losing their benefits entirely. The Student Earned Income Exclusion provides similar support for students, allowing them to earn income without affecting their SSI eligibility up to a certain amount. Impairment-Related Work Expenses enable individuals to deduct certain costs directly related to their disability to further encourage employment.

Understanding these distinctions is crucial for effectively assisting SSI recipients in maximizing their benefits and navigating their work options.