Which of the following is NOT an example of a work incentive?

Retirement planning is not considered a work incentive because it focuses on preparing for the cessation of work rather than encouraging or facilitating continued employment. Work incentives are designed to provide support and benefits that encourage individuals to seek employment, maintain their jobs, or increase their work hours without losing essential benefits or facing financial penalties.

In contrast, Medicare coverage extension and work support services are both specifically aimed at assisting individuals who are working or wish to work. Medicare coverage extension allows individuals to maintain access to healthcare benefits while working, which can alleviate concerns about losing medical coverage. Work support services, such as job training and placement assistance, provide resources that directly promote employment opportunities and successful integration into the workforce.

As a result, retirement planning, which is oriented toward future non-employment rather than current employment or workforce participation, is the correct choice for something that is not a work incentive.