Which of the following is NOT an eligibility factor for WC benefits?

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The eligibility for workers' compensation (WC) benefits is primarily based on the nature of the employment situation and the circumstances surrounding the injury. A crucial component of this eligibility is that the injury must indeed be a result of a work-related accident, as this directly ties the benefits to events that occur during the course of employment.

Since option C states that the injury must not be a result of a work-related accident, it misrepresents a fundamental requirement for receiving WC benefits. To qualify for these benefits, the injury or illness must arise out of and in the course of employment, establishing a clear connection between the job responsibilities and the accident. Therefore, understanding that injuries must be work-related is essential for recognizing true eligibility criteria for WC benefits.

In contrast, the other factors encompass important components of what qualifies a worker for WC benefits. "Covered business" and "covered job" refer to the classifications of employers and positions that are eligible under workers' compensation laws, which are designed to protect employees in specific industries or roles. The requirement related to fault or negligence indicates that, unlike some other types of insurance or legal claims, WC benefits are intended to provide support regardless of blame, as long as the injury is work-related.

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