Which of the following resources can an SSI beneficiary have without impacting their eligibility?

An SSI beneficiary can own certain resources without impacting their eligibility, and a home is one of the primary excluded assets. Under SSI guidelines, the primary residence in which the beneficiary lives is not counted as a resource. Additionally, certain types of annuity funds may not be considered in determining eligibility, depending on how they are structured. This means that while SSI recipients can hold these assets, their value will not affect their eligibility for SSI benefits.

In contrast, stocks and bonds are considered countable resources and can impact eligibility if their total value exceeds the asset limit. Luxury vehicles are also viewed as countable resources, and the value can affect eligibility as well. Cash savings over $2,000 for an individual (or $3,000 for a couple) directly impacts SSI eligibility, as these funds are counted toward the resource limit established by the Social Security Administration. Therefore, owning an annuity fund and a home aligns with SSI regulations, ensuring the individual can maintain their benefits while possessing these assets.