Which of the following statements is true about Medigap plans?

Medigap plans, also known as Medicare Supplemental Insurance, are specifically designed to fill the coverage gaps left by Original Medicare (Part A and Part B). This means they help cover costs like copayments, coinsurance, and deductibles that Medicare does not pay. By providing additional financial support, Medigap plans enhance the overall health insurance experience for those who are enrolled in Medicare, ensuring that beneficiaries have access to necessary medical services without bearing excessive out-of-pocket costs.

The other options do not accurately describe Medigap plans. They do not provide coverage for long-term care, which is typically covered under different programs and policies. Furthermore, Medigap plans do not cover all healthcare services; they specifically supplement Medicare, meaning there are still certain services and costs that remain uncovered. Additionally, they are not mandatory for all Medicare beneficiaries; enrollment in a Medigap plan is voluntary, allowing beneficiaries to choose whether they would like to purchase this additional coverage based on their individual healthcare needs and financial situations.